First Health Trusts was established in 1997 and became one of the leading Trust administrators in the UK. Our clients include major construction, pharmaceutical, automation and technical engineering companies. By concentrating our services on Trust administration, we are adept at micro-managing claims whilst applying the flexibility a Trust allows.We specialise in advising companies with a high claims spend on how to deliver their healthcare provision more effectively - with particular reference to claims cost management and member service.
Services
We specialise in advising companies with a high claims spend on how to deliver their healthcare provision more effectively - with particular reference to claims cost management and member service. We started solely with insurance products, selling to companies of all size, specialising in cost containment and bespoke benefit tables.
Flexibility on benefits schedule, give your employees however much or little benefit is appropriate. As healthcare costs continue to increase, due in some part to advances in medical and pharmaceutical technology, and a less than buoyant economy, it is important to re-evaluate the way employers provide healthcare benefits for their employees.
Stop Loss Insurance is a designated insurance policy which protects companies from a high claiming year. In other words, a policy designed to limit claim coverage (losses) to a specific amount. This type of coverage is to ensure that large claims (specific stop-loss) or numerous claims (aggregate stop-loss), do not upset the financial reserves of a self-funded plan.
As a Third Party Administrator (TPA) we processes claims and perform other administrative services in accordance with a service contract. More specifically, a TPA is neither the insurer (provider) nor the insured (employees or scheme participants), but handles the administration of the scheme including processing, adjudication, and negotiation of claims, and claims' settlement.
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