We specialise in providing essential cover to the one in five UK citizens who are routinely refused insurance due to unspent criminal convictions - insolvency - voided policies. We recognise that your past is not necessarily a guide to your future - whatever your situation. We only deal with insurers registered with the Prudential Regulation Authority PRA and/or Financial Conduct Authority FCA which guarantees your protection against insurer failure under the Financial Services Compensation Scheme FSCS; FCA number: 306620.
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Most of our customers have been refused cover by mainstream insurers for a variety of reasons. Cancelled, refused or voided, left to search the market for someone to take them on. Insurers are spending millions of pounds on data enrichment. Utility companies and big corporations sell your information to the insurers, who then set algorithms to use against you when assessing risks and loading premiums.
There are 11 million people in the UK with criminal convictions, so you're not alone. It is imperative that you disclose any past issues we ask, for insurers have access to a lot of data and generally know what your previous history looks like anyway. They're asking questions they already have the answers to, so don't fall into the trap that many people do that will ultimately lead to your policy being cancelled for non-disclosure.
Reviews (16)
Deborah Underwood
Apr 21, 2022
GrayZee
Mar 15, 2022
Maggie Eames
Feb 18, 2022
Mad Max
Feb 15, 2022
Charlie Kitson
Feb 11, 2022
Niki Jackson
Feb 05, 2022
Robert Rugg
Dec 25, 2021
The team at SIS will go the extra mile to find the right insurance cover, and are always very professional, tactful and discreet. They've been a great partner in starting up my own specialist business, doing a good deal of research and signposting me to other brokers when they've been unable to help.
Norman Oliver
Dec 06, 2021
Paul D.
Dec 06, 2021
3rd time dealing with SIS, extremely good service. And yet again, they have proved to be the fastest insurance company I've ever dealt with. I cannot tell you enough, how happy I am with the service received! Have been on the phone, literally, all day trying to sort insurances out, once contact made, they had this sorted for me within roughly 30mins total. Absolute legends!
Deane
Dec 04, 2021
Mark Porter
Oct 14, 2021
Adam Rugg
Oct 14, 2021
Chris Street
Oct 07, 2021
Frank Forte
Sep 03, 2021
Sale Community Fitness
Aug 26, 2021
Dipak Johal
Mar 01, 2021
I have had a really great experience of dealing with SIS. I am starting a new adventure by setting up as a Ltd Company and had no idea how difficult it would be to get Indemnity insurance as I am currently under an IVA. After some searching online I came across SIS and read the 5 star reviews on how helpful they have been to their customers, as I had previously been refused twice and was worried I may not have been able to get my business up and running.
However I put an application through to SIS on an evening and was contacted by the following morning and I'm happy to say after a few weeks my insurance is now in place and DD payments set up. Every member of staff I dealt with over the phone and via email have all been really helpful but especially Richard Huntley, who after speaking with on a Saturday Morning with a couple of enquires, had been dealt with by the following week and everything is now in place for my business to start operating by next week. Thank you again, you have been great and I will recommend you to anyone who may have difficulty with any insurance due to past issues! Very happy customer, thank you!
However I put an application through to SIS on an evening and was contacted by the following morning and I'm happy to say after a few weeks my insurance is now in place and DD payments set up. Every member of staff I dealt with over the phone and via email have all been really helpful but especially Richard Huntley, who after speaking with on a Saturday Morning with a couple of enquires, had been dealt with by the following week and everything is now in place for my business to start operating by next week. Thank you again, you have been great and I will recommend you to anyone who may have difficulty with any insurance due to past issues! Very happy customer, thank you!