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PAX Insurance As a member of the UK Armed Forces community, you deserve insurance you can trust; that's why we offer a range of products suited to the life you lead. Insurance for your military kit & personal possessions; as well as Life & Travel insurance designed specifically for your needs. Access the many benefits of PAX insurance through our products designed with all walks of military life in mind.

Our dedicated PAX team will ensure you have the necessary cover to meet your specific needs. From personal accident to travel insurance, PAX covers over 60,000 members of the UK Armed Forces and reservists.
Services
PAX Travel Insurance has been specifically designed to meet the needs of military personnel. Serving members of the Royal Navy, British Army, Royal Air Force and Royal Marines, Reservists, as well as MoD civil servants and their immediate families. British civilians employed by the Armed Forces, consultants and those employed under contract with the Armed Forces, and people providing charitable or voluntary services to the Armed Forces. Any trip in, to or through Afghanistan, Cuba, Iran, Iraq, Lebanon, Liberia, Libya, Syria, Sudan, North Korea or the Crimea region.
PAX Military Kit and Contents cover starts from just 7.07* a month, or annual costs starting from 80.06.*. Covers any contents that you or your family temporarily take away from the home while at university, college or boarding school. The Licence to Occupy you will have signed for your Forces accommodation means that you are not classed as a tenant, and includes a clause making you liable for damage to the property up to 20,000.
Available to all serving and ex-members of the UK Armed Forces, as well as Reserves and MOD civil servants; PAX Life Insurance, provided by AIG Life, is an effective way of providing financial security for you and your family. Guaranteed acceptance for current or previous British Armed Forces personnel up to the age of 503.
Giving you and your family peace of mind comes from knowing you have some financial security provided by an insurance policy. With over 57,000 plan holders, PAX is the contracted supplier of Personal Accident insurance to the UK Armed Forces. As a member of The UK Armed Forces, cover is available to you and your family1 under one of our Personal Accident and Optional Life insurance plans. Individual plans insure only the policyholder, unless you are a single parent in which case your children will also be covered.
Reviews (10)
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Everlyne Jandi
Apr 03, 2022
They are RIP OFF BRITAIN.I never thought I would ever be in this situation. I insured myself thinking that I was covered, but when I had an injury and put in a claim it was rejected saying that I didn't have an accident. Please guys insure yourself with pax at your own risk. This people tell you good nothing then at the end they rip you off. I have learnt it the hard way.
Litiana Lloyd Sogotubu
Feb 25, 2022
- customer support makes my blood boil as they are slow in replying to emails. - late in reimbursing my money for my phone and I'm talking like nearly a month. I was told someone was going to call in regards to it but no one did and I had to call them to ask for my money - quick in taking our payments monthly but late in dealing with our issues
Life Begins At
Mar 15, 2021
Critical: Professionalism, Quality, Responsiveness, Value I have been spending the 6 weeks week out of the country trying to make a claim I have sent 9 emails 2 responses which have no resolved my issues I have emailed yet again no response. What a joke
Kris Gilbert
Feb 01, 2021
Critical: Professionalism, Quality, Value Cancelled my policy. I can't speak about pax as such but the company that deals with claims (Davis group ltd) are shocking. Genuinely invest in insurance else where. Check out the reviews that Davis group Ltd to see for yourself.
Janner Xi
Feb 01, 2021
Claim for a broken toe paid within seven days and that included the transfer to a non-UK bank account
Mark Sawyer
May 18, 2020
Sold pax travel insurance with the sales patter that we know the issues the military face with cancelled leave etc don't worry we got you covered. Well when my military flight was delayed out of Diego Garcia to Bahrain causing me to miss my civi connecting flight, these worms didn't want to pay out. Yeah sorry we don't cover delayed military flights. I'm left out of pocket cheers pax. This rip off company should be banned from stating they are military focused cos they don't give 2 squirts of piss about us.
James Wilding
Apr 22, 2020
On a 60 pm policy I was nearly killed by mortar explosion, I now suffer with permanent life long nerve damage in my leg l, live in constant pain and struggle with day to day taskS, I was awarded 700 compensation, less than i paid to them in a 12 month term. AVOID.
Spice Girl Curry Club
Jan 25, 2020
Never had any problems with my insurance. Simple to follow. Annual updates easy to change the amount of units.
Vincent Jones
Apr 10, 2018
A disgrace of a company that pray on injured and sick members of the armed forces. Paid pax for 15 years and got injured on duty which left me in a wheelchair and perminantly disabled. But to find out pax cover is like play doh they can mold it in anyway they like so they do not pay out. WARNING to all avoid pax at all cost.
Steven Eastley
Mar 14, 2018
Absolutely shocking, stay well away, I dislocated my knee, torn my LCL ligaments and I had a severe fracture of the knee cap. For all of this I got a grand total of 150. Major con. Just avoid.