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CoverMyBubble Ltd We provide personal protection policies such as: - Life Insurance, Critical Illness, Income Protection & Health Insurance and more.
We are also partnered with a Business, Commercial, High Net Worth, Travel and Home Insurance specialist.
Highlights and features
  • Free reviews of current policy
  • No obligation quotes
  • Whole of Market options from the top UK Insurance Companies (Aviva, LV, Vitality, Royal London etc.)
  • Home or Work appointments or pop into our office
  • Friendly, family business
Associations and certifications
  • FCA (Financial Conduct Authority)
  • East Lancs Chamber of Commerce
  • Lancashare
Services
Life insurance policies give you the reassurance, that your loved ones are protected should the inevitable happen. Your family will then not have to deal with any added stress, hardship or any financial burdens.

They will have the lump sum of your choosing, to cover any outstanding mortgage payments, household bills and future living cost or leave money to dependants to assist in their future.

It is the most thoughtful thing you could do for the important people in your bubble!
Everyone has a bubble, whether that be your home, partner or children. We can arrange personal protection cover such as: life insurance, critical illness, income protection, health insurance and more. Family insurance can help protect your bubble. Should anything happen to you or a family member, you may not just lose a loved one but you would also lose their income.
We've learnt that having the right cover in place can help considerably should events happen beyond our control. We want this for our Bubble and know its important for others to have it for themselves. We lost our daughter in 2006 and since that moment we've made sure our bubble is protected, even more than we used too.
Hi guys, now lots of you were scared of going through with a medical application and the feedback that we've had is: people are put off because they don't know what questions are going to be asked on the medical application. So what I thought of because of your feedback, I will record doing an application (wish me luck because I am not techy at all) but I thought it would help reassure and let you know that there are no scary questions on there. It is quite an easy and simple application and it definitely will not affect your credit file.
There are many types of insurance and the popular policies we can arrange are below. We are adding to these regularly, so if it isn't here, please ask us and we will still probably be able to help. If in doubt, please use this Contact us link and let us know what you are wanting. We research the whole of market, which means we work with the main leading insurance companies. We're proud to have a vast range of options for our clients, so we can build affordable & suitable packages.
Here at Cover My Bubble we aim to raise the awareness of reviewing your life insurance every now and then. If you haven't reviewed your life insurance policy recently, do you know what you are covered for? If not please dig it out, have a quick read and check through it to see if any of your circumstances no longer apply or have changed.
People
Emma Astley
Emma Astley
Director / Owner
Finalists E3Awards 2019, Highly Commended Finalists for Inspire Awards 2019 & Highly Commended Finalists for The Hyndburn Awards 2019
Passionate about making sure people have the right insurance in place or have some insurance rather than none at all.

Emma has over 10 years experience in the personal insurance sector. She looked after up to 17 insurance brokers as well as her own in-house team. Dealing mainly with sales and compliance.
Photos
Videos
This Is Us - Cover My Bubble, Lillie's Story
This Is Us - Cover My Bubble, Lillie's Story
"This is us" All about our journey and why we started Cover My Bubble It was hard to share our very personal story, but we wanted to do it, so we can help as many families as possible so they don't suffer financially the way we did. By sharing our story, we hope to help cover many bubbles and make sure the whole family is covered with the right insurance options, that are affordable and suitable to them Every family is different so we will take our time to understand your needs and answer any question you may have about insurance.
Reviews (25)
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Sarah Riordan
May 31, 2022
After finding it all quite confusing and daunting on what policy to get previously, Cover my bubble completely changed that! They are so friendly, kind and caring. They talked through all my options for my family and all with different affordability which really helped make the right choice for us. They weren't pushy in any way but attentive to our needs. Really happy and thankful for them!
Becky Davies
May 26, 2022
Emma has been fantastic from start to finish. Due to lifelong medical conditions getting life insurance has been really difficult for myself but Emma has persevered on our behalf and has got the whole family cover. It has taken the stress away and has been an exceptional service. Would definitely recommend Cover My Bubble to anyone.
Natalie Sadler
May 22, 2022
Brilliant service. Emma was so helpful and understanding about discussing my mental health issues. She managed to keep to my monthly budget when finding a quote perfect for me and my family. Was quick and easy to do. She even took my phone call in the evening as this was easier for me. Such a friendly group of people and genuinely want what's best for the customer. Thanks again Natalie
Amy Sowton
Mar 23, 2022
Emma was so helpful and friendly when helping us sort out our life insurance. She really explained everything in terms we could understand and made sure we were given plenty of different options to choose from depending on our budget. Highly highly recommend for any insurance needs.
Bethany Miller-Clark
Mar 23, 2022
Cover my bubble have been so wonderful. We have never had any life insurance and they helped find the best for my family, I feel confident knowing we are all covered even my son. They were amazing as I moved home and started a new job during this time, they were so patient and friendly and I didn't feel any pressure like the other companies will do to you.

I think it's great to be able to talk on the phone and see them on their instagram, clearly they want to help families and knowing that it's for the right reasons makes you as a customer feel so much more confident that they will be doing their best for you and your family. Thank you so much!
Megan Cutforth
Feb 19, 2022
Can't thank Emma and Cover My Bubble enough! After being highly recommended my husband and I finally reached out to Cover My Bubble. Emma was so helpful in helping us decide the right cover for our family at what what affordable to us. She easily explained what everything meant with no jargon, and no question felt like a silly one. She was so friendly and welcoming, that any worries I had were quickly forgotten. Thank you so much!
Sabrina Varley
Feb 19, 2022
Such a lovely company that i am so grateful for! I found them through instagram and before i knew it we had a meeting set up just to chat and discuss what i was looking for. we already had one insurance offer but have managed to knock at least 20 per month off that which is fantastic. I felt so supported throughout and the team have been great at keeping me updated in the progress of our application. will 100% be going back to them if my documents need reviewing/ i need more cover. 10/10 would recommend.
Holly Williams
Feb 18, 2022
I cannot recommend CoverMyBubble enough. I have always put off getting insurance because adverts say it's affordable but never seemed to be when I got a quote. Emma made it so easy for me literally doing all the hard work for me. Giving me affordable options. So for less than the price of a takeaway both my children and I are covered for both life insurance and critical illness. Emma is a credit to nice people doing amazing things to help people. Thank you. I hope I don't have to use the insurance but it's one less thing to worry about.
Amber Taylor
Feb 04, 2022
Emma & the team at CoverMyBubble are amazing! In fact, no words can even describe how amazing they are! They are understanding, they understand how stressful it can be to get life insurance and how expensive it is. They understand conditions you have, and still get you the possible best quote! Their customer service is outstanding! Thank you for all your efforts! You have given me & my partner lifetime assurance!
Sarah Young
Feb 02, 2022
Emma and the team are brilliant. They gave us honest and factual advice about our current life insurance and actually recommended we kept my husbands policy due the good terms. Emma was able to find myself a policy that met all of my families needs and was so helpful throughout the whole process.
Samantha Hannon
Aug 24, 2021
Absolutely brilliant service from Emma and her team. Couldn’t fault them and everything you want and need is taken into account until she gets a policy that is just right for you. Nothing was too much trouble for any of the team and me and my boys are now all sorted 😊 Thanks
Sara Regan
Jul 02, 2020
I cannot recommend Emma and the team at Cover My Bubble highly enough, first class, five star service, professional, personal and friendly service always! After shopping around on the internet and having quotes previously for life insurance and critical illness cover for my husband and I, this seemed out of our reach for our budget starting to look for a policy in our 40’s I felt we had left it too late.
Emma had explained to me that there was a policy for us and we should have a chat about our circumstances and she would find us the cover that we need within our budget.

After a meeting and going through the details indeed she did exactly that and with piece of mind that we were covered should the worst become a reality. If in doubt of family medical history get it checked before taking out your policy as it was to my belief that a close family member had suffered ovarian cancer in younger years and only to discover this was incorrect and wasn’t the case it had been something much less serious.

After being diagnosed with breast cancer myself in March 2020 I had realised an exclusion in my Critical illness cover for breast & ovarian cancer due to the incorrect information I had disclosed about this particular family member. After speaking to Emma she was with me every step of the way in guiding me to contact the GP to gain the Medical records to right the wrong information I had provided when I took out my policy in order to request the exclusion be removed allowing me to raise a claim on my critical illness policy.

This was a success and my insurance company fulfilled my critical illness policy. I could not have gone through this without Emma and the team they have been there and done so much and are always there to offer help or advice. Throughout my journey the team have been there from the start to finish and I would recommend to anyone Cover My Bubble a company that cares.
Holly McDonald
May 05, 2020
Can't thank Emma and the team enough for finding me affordable insurance, even though I have a health condition which I thought would make it very expensive.
Ted W.
Mar 17, 2020
Emma is lovely and tried her hardest to get me life insurance, with a previous medical condition lots of other companies wouldn’t touch me but Emma sorted it all for me and got me a great deal which gives me piece of mind
Dawn Roberts
Nov 20, 2019
Insurance companies/brokers have historically had bad reputations. These guys are so up front and honest and will do their upmost to ensure you have the right cover for your needs. They are a small family run business and have a genuine personal reason for helping others with life cover. Their priority of concern is your welfare. Seriously give them a call.
Claire Cougill
Oct 18, 2019
Finally got my life insurance sorted now my little baba is on the way as these things really do matter. I spend more than £10 a week on Starbucks yet couldn’t justify £10 a month to cover me & my family?! I didn’t like to think about bad stuff happening but in life You actually never really know what’s around the corner so it’s always good to make sure your prepared for whatever, Specially now I’m going to be a Mum.

I couldn’t of picked a better company most insurance companies are boring & are just out there for the money & I feel like this one has a true story behind why they began & im a big believer in supporting local businesses. Plus they sometimes have amazing offersfreebies when you take out a policy which is always a bonus! Anyone at all looking into insurance contact these guys you won’t be disappointed💛 Thank You for making it very easy & putting my mind at ease
Nicola Riding
Apr 10, 2019
I can't thank Cover my bubble enough. From day dot Emma was patient, professional and honest. And found the right cover for me. Colin also helped get it all set up and I added my children on too. Something I wouldn't of thought of it wasn't for him mentioning it. Thanks guys for being professional from start to finish and finally finding something suitable for me, I needn't worry as much now. And that's down to you guys
Andrew James Dugdale
Feb 20, 2019
What a business Cover My Bubble is! Impartial advice with real empathy. The business is run first class from the top down, all the staff are genuine and really put your interests first
Bash Nurpetlian
Nov 24, 2018
So after nearly a year of searching for the right life cover etc for me and my wife, During which Emma has been extremely patient (surprised she didn't go kill my GP) at the end we have all the cover we need and big thank you to cover my bubble and Emma for everything.
Sam Harwood
Jul 06, 2018
Second to non really good advice too, very happy & even said us money from our last two policy’s
Niamh Wynne-Jones
Emma was extremely knowledgeable and patient with us to ensure we had the right level of cover and products needed for our situation. I would definitely use Cover My Bubble again for a hassle free, understanding, down to earth but professional service.
Hayden Hilton
Thanks to Colin for sorting my life insurance out today. I'm so glad you took the time to go through things with me. My last policy was embarrassing, I'm happy I reviewed it when I did.
Lara Byrne
I decided to get the free review of my life insurance this week. A few things had changed since I took it out so I thought, why not? I may save money or get a higher sum assured. It was well worth the chat with the man at Covermybubble as he made me realise I wasn't covered for what I thought I was. I was also only covered till 50, not later which is more sensible. My premiums didn't change much but I got a new policy for more sum and till I was 75.
Thanks
Trevor Cougill
Funeral cover sorted properly
Had pleasure of arranging my funeral cover through covermybubble. They were polite and professional during process and gave numerous options. Very happy
Michael Saunders
Covermybubble looked after me really well. Paul was great to chat to and made it clear what everything was within the policies I preferred. That made it easy for me to choose the best policy for my family interests. This was for Life Insurance but I will definitely be back in touch with them for some health and home insurance.