Clarke Williams Ltd

As High Value Home Insurance experts in Kent, Clarke Williams believe ‘An Englishman’s home is his castle’, if not the largest investment a person will make. As such, we aim to provide our clients with a bespoke solution that covers all their needs and provides peace of mind.
We pride ourselves on delivering a service that you can count on to be of a high quality, trustworthy and flexible.
We use a panel of specialist insurers who can cover your home, car, yacht, jewellery, fine art and travel. Where possible, we will also arrange a personal visit to your home to discuss your requirements and tailor our quote to your needs. Using our long standing relationships Clarke Williams have created a network of services that we can introduce our clients to if needed, from Prestige Vehicle Sourcing, Estate Management to Bespoke Travel Planning we are able to help if any eventuality.

Whatever the size of your practice or the complexity of the work involved, we can arrange Professional Indemnity Insurance, specially created for accountancy firms and bookkeepers.

Clarke Williams are a specialist insurance brokers for Professional Indemnity and Liability to the accountancy industry. We understand how the world is becoming a lot smaller, clients can be based anywhere and that the laws are constantly changing on tax. Let us help your business.

We can tailor insurance policies to fit your needs and meet the criteria set by the professional bodies of the accountancy industry:ICAEW, ICAS and ACCA.

Construction Professional Indemnity, also known as Design and Construct Professional Indemnity, is designed to protect contractors and sub contracted specialists, such as electrical engineers or cladding contractors for allegations relating to errors in their work or incorrect design.

Contractors and engineers are all used to buying Public and Employers Liability Insurance but over the last ten years, more and more contractors are being asked to hold Professional Indemnity Insurance as part of a contract or tendering process. We can help arrange the right cover for your contract or tender.

Not all contractors will carry out design work, which is why we can appreciate the lack of understanding for its necessity. As a result, it is often common that a contractor will not want to buy the insurance as it can feel like another cost eating into the profitability yof a project! We help keep the costs low without compromising on cover.

On larger builds the principle contractor may provide the design or contract the services of an architect or engineer. But that doesn’t mean that a builder or air conditioning engineer is off the hook, and shouldn’t hold Professional Indemnity to cover themselves for their involvement in a design and build contract.

Whatever the size of your business or the complexity of the processes involved, we can arrange a commercial combined policy specifically tailored to your needs.

Clarke Williams are specialist insurance brokers for property and liability insurance to the manufacturing and wholesaler industry providing quotes for:

Public Liability Insurance
Products Liability Insurance
Employers’ Liability Insurance
Buildings, Machinery & Contents Insurance
Business interruption Insurance
Goods In Transit and Marine Cargo Insurance
Engineering Inspection
Motor Fleet Insurance

As experts in Property Owners Insurance otherwise known as Landlords Liability insurance we find it surprising that there are no legal obligations for a Landlord to hold specific insurance contracts however many councils, banks or management agencies will ask for proof of Property Owners Liability and Buildings Insurance if you have purchased using a mortgage.

There seems to be some confusion when it comes to Property Owners’ Liability. It is sometimes referred to using a variety of different terms including:
Public Liability
Landlords’ Liability
Landlords’ Public Liability
Landlords’ Indemnity cover

As a property owner, you are responsible for ensuring that your property is well maintained and does not present unnecessary risks of injury to tenants, visitors to the premises or members of the public outside of the building.

Property Owners Insurance protects you against these risks and extends to cover Property Damage protecting you against the worst-case scenarios such as Escape of Water, Fire, Subsidence and Flooding to name a few.

Whether you have a buy-to-let property, a commercial let property, or a portfolio of properties, we can provide a tailored policy to protect against Damage and Legal liability you may incur as a Property Owner. With optional cover for Loss of Rent, Landlord Contents, Malicious Damage, Employers Liability and Rent Guarantee, we can ensure peace of mind that you are covered for all eventualities.

With over 10 years experience in the insurance industry and having worked as a broker and for the insurers I am best placed to know exactly what our clients require and which insurer is right for their needs. My aim is to work with local businesses to bring a fresh outlook on the insurance market and help them to utilise new technology whilst retaining a personal touch.
I believe that most business owners or property owners should have an insurance broker who understands their needs and the importance of making sure they are covered correctly. When dealing with Clarke Williams you can rest assured that your future is protected.